Withdrawing money to a bank account

Retrieve Lydia's money from my bank account. To transfer money received from Lydia's account to an external bank account, the user must first open the Lydia application ( by clicking on this link fro…

What is the Lydia IBAN?

What is the Lydia IBAN? Lydia provides verified users > 18 with several free French IBAN (account number) to receive bank transfers. This French IBAN is made of a country code (FR), a control key (2…

How long does a transfer to a Lydia IBAN take?

Lydia has chosen instant payment as its standard for bank transfers: whenever possible, Lydia receives your transfer via instant payment technology. If instant reception is not possible, it will be d…

Adding an IBAN in Lydia

There are two options to add an IBAN: adding it directly from the "Account" tab , in the "Beneficiaries" menu by tapping the "➕" at the bottom right of the screen. directly entering the IBAN when sen…

Why was my Lydia IBAN rejected?

Some banking institutions may not recognise the Lydia IBAN, the BIC or our banking partners. This occurs when they don’t update their SEPA database and don’t get the latest information on new banking…

What is the address of the Lydia IBAN issuing bank?

Some banks will ask for the address of the Lydia IBAN issuing bank. You can find that information in "Account" tab, then "IBAN" menu. Just display the Lydia IBAN in PDF format. The address is the fol…

What are IBANs and BICs?

IBAN. IBAN stands for " International Bank Account Number ". You can use the Lydia IBAN to transfer money from your bank account to one of your Lydia accounts. BIC. BIC stands for " Bank Identifier C…

Which bank accounts and IBANs can Lydia support?

You can easily transfer money you receive on Lydia to your bank account using your mobile. First, you need to add the IBAN of the recipient's bank account on the app. Your profile will determine whet…

How much do bank transfers cost?

Incoming transfer on a IBAN Lydia. Incoming transfers are entirely free for Lydia IBAN holders. If the issuing bank's currency is the Euro and part of the Single Euro Payments Area (SEPA), you will n…

Delete an IBAN in Lydia

To manually delete an IBAN added to their Lydia account, the user must go to the " Accounts " tab of the application, then : Click on the three small dots at the top right of the screen;. Select " Be…

Old Lydia IBAN: expired on January 3rd 2024

Since January 3, 2024, wire transfers or direct debits made to your former IBAN (starting with FR76 1679 and whose BIC was TRZOFR21XXX) is declined and sent back to the sender. To receive bank transf…

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