Transfering money to a bank account
Customers can transfer money from their account to a bank account at any time. To do this, you need to know the IBAN of the recipient account, or have previously registered it in-app. Initiating a ba…
What is the Lydia IBAN?
Each Sumeria account can have its own International Bank Account Number (IBAN), allowing it to receive bank transfers and be used for direct debit payments. Sumeria also allows you to obtain an addit…
Instant transfers to your bank account
Transfers sent from the application are, by default, instant and free of charge for all customers whose identity has been verified. Conditions to send an instant transfer. Verified customer sautomati…
Receiving paychecks on Sumeria
The customer can receive his salary directly into his account by simply providing his IBAN to his employer. Benefits. Receiving his salary into his account allows the customer to: have his funds dire…
How long does a transfer to a IBAN take?
Transfers sent from the application are instant and free for all clients. If the transfer cannot be credited instantly to the beneficiary's account, it is processed according to the timelines for a s…
Starting a bank transfer from a computer
By accessing their account from a computer, the customer can track the evolution of expenses and account balances. They can also perform quick actions, download a bank statement, block a card, or ini…
Address of the Lydia Solutions IBAN issuing bank
Some banks may require the address of the bank associated with an IBAN. This information is available in the app by downloading the bank account details (RIB) for the relevant account. The address is…
Compatible bank accounts and IBAN
From their application, the customer can easily add an IBAN and transfer money to this IBAN. Transfers to SEPA countries. The customer can add and transfer money to any IBAN located in a country that…
How much do bank transfers cost?
Incoming transfer. Incoming transfers in euros (€) from a banking institution located in the SEPA area are completely free of charge and credited to customers’ accounts without any fees. If a banking…
Make a bank transfer and manage beneficiaries
The customer can transfer money from their account to a bank account at any time. To do so, they need to know the IBAN of the recipient's account or have registered it beforehand in the application.…
About wire transfers
Bank Transfers allow the customer to send money directly from one account to another. Wire transfer: processing time. Payment institutions and electronic money institutions issue 2 types of transfers…
IBAN ownership certificate
The IBAN ownership certificate is a document that certifies that the customer is the legal holder of the mentioned IBAN, which can be requested for: Justification of the possession of their IBAN with…
Bank transfer limits
The client can customize their transfer limits, just as they can for card payments. Each time a new transfer is initiated, they are automatically checked before validation. Available periods. 3 perio…
Verification of the beneficiary of a bank transfer
Beneficiary verification is a security measure implemented by Sumeria that allows customers to be sure that a transfer is sent to the correct beneficiary. This verification relies on a matching servi…