Sumeria terms and conditions
Several contractual documents govern Sumeria services. The General Terms and Conditions and the Account Agreements are mandatory, because they are pivotal for the use of Sumeria's services. As for the other documents that govern optional services they are presented for signature when the Customer accesses or subscribes to each specific service.
These agreements come into force on December 1st, 2024:
- Terms and Conditions of Use for Individuals - Sumeria
- Electronic Money Account Agreement for Individuals
- Payment Account Agreement for Individuals
- Terms and conditions of sales of Sumeria offers
- Terms and conditions of sales of Lydia offer
*Following documents are still applicable to customers which have been subscribed these offers:
Additional documents
- Lydia Solutions privacy policy
- Lydia Solutions cookies policy
- Card agreement
- Rules of the Sumeria Referral offer
- Scratch card rules
- List of prohibited activities when using Lydia services
- Qover terms and conditions relating to card insurance
- Shared account terms of service
Our partners contractual documents
- General Terms and Conditions for the use of Bitpanda services
- Terms and Conditions of the Bitpanda investment service - Metals
- Terms and Conditions of the Bitpanda investment service - Financial
- Terms of Service account aggregation and payment initiation - Tink AB
The Terms and Conditions of the Lydia App service are available here.
The previous version of the Terms and Conditions is available here.
The french version of these documents are available here and prevails over the others.