The client can customize their transfer limits, just as they can for card payments.
Each time a new transfer is initiated, they are automatically checked before validation.
Available periods
3 periods are available, calculated over rolling periods:
- Daily (last 24 hours)
- Weekly (last 7 days)
- Monthly (last 30 days)
Default limits and maximum limits
Period | Default | Maximum |
Daily | €5,000 | €15,000 |
Weekly | €10,000 | €30,000 |
Monthly | €15,000 | €50,000 |
Types of transfers taken into account
All outgoing bank transfers are counted. This includes transfers to another financial institution, as well as transfers to a Sumeria account that the customer does not have access to.
The following operations are not taken into account in the calculation:
- Transfers between two accounts that the same client has access to
- Transfers made by customer service
Exceeding a limit
If a transfer would result in exceeding a limit, the operation is declined and a message then indicates the limit concerned and the amount already used.
For planned transfers, in the event of a risk of exceeding a limit, the client is notified 2 days before the execution, then notified if the transfer is ultimately not executed.
Viewing and modifying their limits
The client can view at any time:
- the configured limits;
- the amount already used;
- the remaining available amount.