Incoming transfer on a IBAN

Incoming transfers are entirely free for customers.

If the issuing bank's currency is the Euro (€) and part of the SEPA zone, no fees will be charged for an incoming transfer to one of the customer’s accounts.

If a banking institution sends a transfer to the customer’s IBAN in a currency other than the euro (€), without conversion, or if the transfer is not issued in SEPA format, the transfer will not be processed and will be returned to the sending bank, which may apply fees.

Outgoing transfer from a Lydia account

Transfers issued from a Sumeria account via an IBAN are entirely free and instantaneous to all customers who are verified.

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