To open an account and access all Sumeria services, an essential step is required: identity verification.

Quick and easy, this process is completed directly from the app.

Why does the customer need to verify their identity?

Knowing its customers and verifying their identity is a legal requirement. This process also enables Sumeria to fight fraud and guarantee the security of its services. A new customer must therefore verify his identity to access the account and all features in the app.

How does it work?

Identity verification takes place directly in the app. Customer simply needs:

1. A valid ID document: national ID card, passport, or residence permit. Learn more about accepted documents.
2. A few moments to record a short video selfie by following the on-screen instructions. Learn more about the video selfie.

The submitted items are then analyzed to verify the customer's identity. Learn more about identity verification.

What are the benefits once the identity is verified?

Once the identity is verified, the customer can enjoy Sumeria services:

• A remunerated current account: deposited money earns interest paid out every month, at a rate of up to 2%. Learn more about the remunerated current account.
• The Sumeria bank card: a physical card to pay and withdraw money abroad fee-free, as well as virtual cards—including disposable cards—for online purchases and subscriptions, with total peace of mind. Learn more about cards.
• A French IBAN: to receive the salary, setup direct debits, and make free instant SEPA transfers. Learn more about the IBAN.
• Budget envelopes: customers can create unlimited sub-accounts for their projects, holidays, daily budget, etc. About accounts.

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