Identity verification

Knowing the customers and verifiying their identity is a legal obligation helping Sumeria fight against fraud and ensuring the general security of the application. All customers must therefore provid…

Accepted proof of identity

To verify his identity , the customer needs to provide Sumeria with a proof of identity. It must be valid, sufficiently illuminated and free from glare, contain a machine readable zone (MRZ) and all…

Proof of ID and earnings

As money is a sensitive matter, Sumeria is legally required to make some checks. The Banque de France's ACPR (namely "Autorité de Contrôle Prudentiel et de Résolution") makes this very clear. The obl…

The video selfie for identity verification

The video selfie is one of the options we recommend because it’s an easy, fast and secure solution for the user to have a verified profile.

Problems verifying identity

Occasionally, Sumeria's identity verification systems may reject valid, genuine documents. In most cases, Sumeria's systems have not been able to verify the authenticity of the document. The most com…

Expired identity document

Sumeria is obliged to use a valid document to verify the identity of its customers. Prohibition on accepting expired documents. Sumeria is prohibited by law from accepting an expired document. If the…

Modifying personal information after identity verification

In order to combat fraud and ensure the general security of the application, Sumeria must know its customers and verify their identity. This is a legal obligation. Once identity verification has been…

"US Person" status

A ‘US Person’ can create and use a Lydia and/or Sumeria account. They only need to declare their status at the time of identity verification (or during the completion of the contract if their situati…