Sumeria cards are modern payment cards.
They are Visa Debit cards that are accepted worldwide by merchants and ATMs, whatever the currency.
They allow customers to pay using money they have on one of their accounts.
They are available in two different models: classic or black.
All customers can get their first card for free.
Each additional card ordered and delivered costs €5 for the classic cards and €9 for the black ones.
Benefits of the card
Sumeria cards are...
- Smart. Customers can block them any time, right from the app. They can also control spending, turn on or off "contactless" payments, online payments, ATM withdrawals, transactions abroad
- Multi-accounts. Customers can choose at any time which one of their accounts should be used to pay. They can easily do so right from the app, in the Cards section inside the Account tab. Tap here for more information
- Perfect for trips abroad. No fees incurred on payments and ATM withdrawals made abroad, within applicable limits.
Before ordering a card
Here is what customers need to know:
- Cards work with the Sumeria app. It uses the balance of one of the customer's accounts. The app is free and can be downloaded on iPhone and Android devices
- To use the card, customers must first create an account. It is free and only takes a couple of minutes.
Transaction types
Cards can be used to:
- pay in-store anywhere in France and abroad
- make ATM withdrawals worldwide (except countries blacklisted by OFAC)
A universal card
Cards can debit any account that customers choose to link to:
- their main account, if they're making a personal purchase
- their shared account, if they're paying for a common expense (couple, flat-share or trip expenses).
In which case it is possible to apply for a loan. More information is available here.
More information on topping up accounts is available here.
Getting the card
Customers must:
- Must be at least 18 years old
- Reside in a country where Lydia is available
- Must have had their identity verified.
We do not take into account:
- Profession
- Income
- Banking status
- Inbound monthly payments to their account.