Sumeria offers several card options, tailored to the needs of each customer, available from the "Offer" screen of the application.

All cards are Visa Debit cards and allow you to pay anywhere without fees, in France and abroad. Customers can easily manage their usage via the app: activate or block with one click, choose the account to debit, manage spending limits and online payments, etc. Learn more .

The first order of a physical card is offered to all customers with a paid offer.

For each additional card, delivery costs 5 euros for a basic card (from the first order), 7 euros for a standard card and 9 euros for a black card.

Customers can also create free, single-use virtual cards to protect themselves when shopping online.

Card limits and available features depend on the subscription plan.

Basic card offer

This free offer (subject to making at least one eligible transaction every two months) offers all the basic banking services.

  • Key limits : spending limits of €2,000 per month, possibility of having 2 active physical cards and 3 free ATM withdrawals per month up to €250.
  • An advisor via messaging only.

Standard card offer

The standard card offer is ideal for customers who use Sumeria for their everyday banking. It increases payment and withdrawal limits at a low price.

The standard card offer is available for €3.90 per month or €39 per year (2 months free included). The commitment is for 3 months, regardless of the payment plan chosen.

Exclusive benefits

The customer benefits from:

  • Comfortable limits : spending limits of €6,000 per month, possibility of having 3 active physical cards and 6 free ATM withdrawals per month up to €800;
  • Preferentialcustomer service : by phone, upon reservation.

List of countries compatible with the standard card offer:

  • Metropolitan France and French overseas departments and territories (+33, +262, +596, +590 and +594);
  • Belgium (+32);
  • Portugal (+351);
  • Italy (+39);
  • Ireland (+353)
  • Germany (+49);
  • Spain (+34).

Black card offer

The Black Card offer is Sumeria's ultimate solution, designed for customers who want a complete and instant banking experience for all their everyday expenses . With high spending limits, comprehensive insurance, a personalized concierge service, and preferential customer support, it combines freedom, security, and everyday convenience.

The black card offer is €9.90 per month or €99 per year (2 months free included). The commitment is 12 months, regardless of the payment plan chosen.

Exclusive benefits

The customer benefits from:

  • High limits : spending limits of €25,000 per month, possibility of having 3 active physical cards and 6 free ATM withdrawals per month up to €1,000;
  • Insurance : travel, winter sports, protection on payment methods and online purchases for the client and their relatives;
  • A concierge service : via SMS or WhatsApp to respond to customer requests;
  • Preferentialcustomer service : by phone, upon reservation.

List of countries compatible with the black card:

  • Metropolitan France and French overseas departments and territories (+33, +262, +596, +590 and +594);
  • Belgium (+32);
  • Portugal (+351).

You can compare all subscriptions and benefits on this page.

The Sumeria+ offer

Sumeria+ is Sumeria's paid offering designed to help customers better manage their money and save for their goals. It offers a program aimed at supporting customers in controlling their spending and building personal financial reserves.

A number of budget tracking and savings assistance features are available to the customer, such as the ability to round up payments to the nearest euro,expense categorization , and more. Dedicated support for this offer is also included. Learn more .

Price and commitment

The Sumeria+ offer provides two payment options:

  • Monthly plan: the subscription commits the customer for 6 months from the date of subscription, at a price of €4.90 per month;
  • Annual plan: the customer pays annually at the preferential price of €49 (i.e., two months free).
The plan dedicated to those under 25 allows you to benefit from the offer for €2 per month.
Prices and conditions are subject to change according to the current pricing policy.

The annual plan provides access to the Sumeria+ program for 12 months. In case of early termination, the customer will not be entitled to a refund for the unused months.

Sumeria+ customers are not affected by the inactivity fees associated with the basic card offer .

The standard card offer and Sumeria+

A preferential price is offered if the customer subscribes to the standard card offer with Sumeria+. The monthly plan costs €6.90 and the annual plan costs €69. The customer is committed for a period of 6 months regardless of their payment plan.

The applicable pricing and contractual conditions are those in effect on the date of subscription.

The black card and Sumeria+ offer

A preferential price is offered if the customer subscribes to the black card offer with Sumeria+. The monthly plan costs €12.90 and the annual plan costs €129. The customer is committed for a period of 12 months regardless of their payment plan.

The applicable pricing and contractual terms are those in effect on the date of subscription.

When a customer subscribes to an offer, it is automatically renewed. To deactivate renewal, the customer must go to the "Offer" screen.

Special offer

The special offer is a paid offer intended for any customer identified as being in a financially vulnerable situation.

For a fee of €3 per month, the customer (subject to eligibility) benefits from access to essential payment services, including an account, a card, and basic functionalities with capped fees and reduced risk of payment incidents. The terms and conditions of access, use, and continued membership in this offer are detailed on the dedicated page.

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