The Basic Card offer provides all the essential banking services. This offer is ideal for those who want to benefit from fundamental banking services without any complexity.
This offer gives the customer a Visa Debit card accepted worldwide (excluding countries prohibited by OFAC), with no fees for usage abroad within the applicable limits, and secure online payments using virtual or single-payment cards. Learn more about the features of Sumeria Visa cards.
Advantages of the Basic Card offer
The customer benefits from:
- Essential limits: spending limits of €2,000 per month, the possibility of having 2 active physical cards, and 2 free ATM withdrawals per month up to €250 each.
- Customer support available only via messaging.
To benefit from higher limits and fully enjoy Sumeria’s advantages, customers can upgrade to a paid subscription from the “Offer” screen in the app.
Price
From the moment the customer makes a card transaction - in-store, online or via Apple Pay / Google Pay - with any of his cards (physical or virtual) within a calendar month, then his Sumeria Basic offer is free for that month.
If, on the other hand, he wishes to keep at least one physical card (Lydia or Sumeria design), without using any card, the offer will be billed at €2 per month.
Customers who do not need their physical card(s), and who will not need them in the near future, are invited to delete them to continue enjoying the Sumeria Basic offer for free.
Why these fees?
Managing physical bank cards incurs costs, even when they're not in use. To address this, Sumeria charges a €2 fee to partially cover these expenses and encourage active card use by customers.
Customers can easily avoid these fees by making regular transactions, for example by paying for their monthly subscriptions (telecoms, fitness, etc.) with their Sumeria card, or by favoring the use of virtual cards. This approach allows us to keep the basic offer free for active customers while limiting the number of unused cards.