Presenting Lydia Green+
Lydia Green+ is an offer giving access to many of the app’s features, with the guarantee that the customers' funds will be used to support solely ethical and eco-friendly projects.
An account and a card for daily purchases
With Green+, customers can enjoy all the features and means of payment.
Customers can also access customer service via telephone.
The uncompromising account
The Green+ offer guarantees customers the money present on their accounts (main account and shared accounts) is only used to support ecological, social or cultural projects.
Based on La Nef’s expertise
All these guarantees Lydia makes are backed by La Nef and its well-recognized expertise.
What is La Nef?
As the sole ethical finance institution in France, La Nef has been leading the way since 1988, with over 6,000 positive impact projects financed using savings account funds of people who wanted their money to have a positive impact on the world. According to environmental associations (like LesAmisDeLaTerre), or even Oxfam, La Nef is by far the best-in-class solution compared to other banks.
Green+ offer renewal
Customers can choose to pay a monthly or annual subscription.
In both cases, customers must subscribe for a minimum of a year. At the end of this period, the subscription is automatically renewed, unless otherwise specified by the customer.
Subscription payment
Each month or each year, the selected means of payment will be debited.
If the transaction was to fail, the amount would be taken on the customer's account.
If the customer's account doesn't have the funds to pay for the subscription, the account’s balance becomes negative. This allows the customer to continue enjoying the benefits of their Green+ offer.
However, should the customer fail to top-up their account before the next payment, their Green+ offer would be permanently cancelled.