Users sometimes see a "LYDIA*LYDIA SOL" debit on their bank statement, without having used Lydia (sometimes without even owning a Lydia account!).
If you're facing this issue, here are some explanations that can help you out:
1. You've made an online payment with your bank card 💳
Actually, you can be using a Lydia service without even knowing it. There are two main scenarios:
- Either you've paid online: many businesses use a Lydia software (Lydia Pro) to accept card payments. Hence, Lydia debits your account on behalf on the business. This is why you can see " LYDIA*LYDIA SOL" instead of the merchant's name on your bank statement.
- You participated to a money pot: Lydia operates a money pot website called "cagnotte.me". Therefore, every time you participate to a money pot on this website, you'll see a "LYDIA*LYDIA SOL" debit appear on your bank account.
2. A relative has used your card without you knowing it 💁♀️
Your children or significant other can use your card to make online purchases on your behalf. To be honest, it happens quite often. Users generally realise it a few days later after having asked their family.
👉 Next time, to avoid this situation, we recommend using a card that enables instant payment notifications on your phone, like the Lydia card. To know more, read this.