Sumeria cards are modern payment cards.

They are Visa Debit cards that are accepted worldwide by merchants and ATMs, whatever the currency.

They allow customers to pay using money they have on one of their accounts.

All customers can get their first card for free.

Each additional card ordered and delivered costs €5 for the classic cards or the Paris 2024 cards, and €9 for the black ones.

Cards also have a virtual and ephemeral version, so their critical information remains safe while shopping online.
Order a card

Benefits of the card

Sumeria cards are...

  • Smart. Customers can block them any time, right from the app. They can also control spending, turn on or off "contactless" payments, online payments, ATM withdrawals, transactions abroad
  • Multi-accounts. Customers can choose at any time which one of their accounts should be used to pay. They can easily do so right from the app. Tap here for more information
  • Perfect for trips abroad. No fees incurred on payments and ATM withdrawals made abroad, within applicable limits.

Before ordering a card

Here is what customers need to know:

  • Cards work with the Sumeria app. It uses the balance of one of the customer's accounts. The app is free and can be downloaded on iPhone and Android devices
  • To use the card, customers must first create an account. It is free and only takes a couple of minutes.

Transaction types

Cards can be used to:

To protect customer funds, we turned off by default the card's "Online payments" option. However, for online payments, we recommend customers use temporary virtual cards. To find out more about the risks of shopping online using a classic bank card, tap here. Customers can turn on this option at any time.

A universal card

Cards can debit any account that customers choose to link to:

  • their main account, if they're making a personal purchase
  • their shared account, if they're paying for a common expense (couple, flat-share or trip expenses). 
If the payment was made using a card (physical, contactless or virtual) and if the customer's balance is not sufficient, the transaction will be declined. Bank cards from their traditional banks (CIC, Caisse d'Épargne, BNP Paribas, etc.) customers link to the app have no direct connexion to their cards.

Getting the card

Customers must:

  • Must be at least 18 years old
  • Reside in a country where Lydia is available
  • Must have had their identity verified.

We do not take into account:

  • Profession
  • Income
  • Banking status
  • Inbound monthly payments to their account.

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