With the black card, customers benefit, in addition to the advantages of the classic card, from a simple and instant payment solution for all their current expenses with extended limits: extensive spending limits, insurances, a concierge service and a preferential customer service.

Since December 4th, 2024, the Lydia Black+ offer has migrated to the Sumeria Black Card, with no changes to pricing or commitment terms. Customers have the same benefits, including insurance, spending limits, and access to customer service and concierge services.

Black card exclusive benefits 

For €9.90 a month customers benefit from: 

  • A customizable black Visa Debit card : no fees incurred, be it in France or abroad
  • Extended limits : spending limit of €25,000 per month, possibility of having 3 valid physical cards, greater number of ATM withdrawals ;
  • Insurances : coverage for travel, winter sports, the means of payments and online purchases for clients and their loved ones ;
  • Concierge service : via text message, to assist and treat them
  • Sumeria customer service : by phone, booking required

Price and commitment

Customers who subscribe to the black card are committed for 12 months from the subscription date. Customers can choose to pay: 

  • annually for €99 (that's 2 months for free compared to monthly payment) 
  • monthly for €9.90 a month

The offer is automatically renewed until the customer terminates the subscription. The offer can be terminated from the "Sumeria offer" screen in-app. 

From the app V13 onwards, subscriptions are automatically debited from the customer's main account.

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