Customers can pay in any store using Samsung Pay contactless mobile payment. They just have to approach their Samsung device to the merchant's payment terminal. Payment instantly goes through.
Why should I use Samsung Pay to pay in-store?
Paying contactlessly with Samsung Pay is :
- Secure : every payment needs to be authorized thanks to biometric authentication or to a PIN code.
- Fast : payment is made in less than a second. Users instantly receive a notification on their phone that sums up the transaction (amount, date, time).
- Without amount limit : users can pay €1 or €1,000 using contactless mobile payment.
Security
With each purchase, Samsung uses a device-specific number along with a unique transaction code. The card number is never stored on the device nor transmitted to merchants at the time of payment.
Setup
From the Sumeria app
The customer can tap the relevant card from the app’s “Cards” screen. They can then enable the “Add to Samsung Pay” option.
From the Samsung Pay app
The customer can add their card directly from Samsung Pay. Learn more.
Customers can approve adding the card directly from the Sumeria app. They can also add it using a verification code received via SMS.
Once added, from the card details screen in the wallet, the customer will be able to select it as their default payment method. This card will then be automatically suggested to proceed with a payment with Samsung Pay.
From this same screen, the customer can also remove their card from Samsung Pay.
Paying with Samsung Pay in-store
To use Samsung Pay to make an in-store payment, users just have to...
- Unlock their Samsung device.
- Launch the Samsung Pay app by swiping up from the home screen.
- Choose the payment card.
- Enter the PIN code or follow the chosen biometric authentication procedure (fingerprint, facial recognition).
- Put the Samsung device on the payment terminal to pay.
A "beep" sound effect will immediately indicate payment has been made.
Limits
Unlike contactless card payments, there is no amount limit specific to Samsung Pay. Only the spending limits of the relevant card apply. Learn more about applicable limits.
Indeed, the €50 limit applied to contactless payments does not apply to payments made via Samsung Pay. Transactions are authenticated using the customer’s fingerprint, PIN, or facial recognition.
If, during an in-store transaction, the customer is unable to pay an amount over €50, this means the merchant’s payment terminal does not have the latest updates.
Each device can store up to 10 payment cards in Samsung Pay.
Card management
The customer can manage their various cards from Samsung Pay by going to the “Settings” screen. There, they can add or remove cards and choose notification preferences. For your information, a removed card can be added again. There is no default card in Samsung Pay. The card displayed on launch will be either the most recently added card or the last card viewed or used.
Changing devices
For security reasons, customers will be asked to reactivate their payment cards on each new device on which they launch Samsung Pay. This helps keep payment information secure in case the Samsung account is compromised.
Termination
The customer can cancel the Samsung Pay service at any time from the “Settings” section of the “Cards” app.
Deleting this card will also remove its transaction history displayed in the “Cards” app. These transactions will still be available in the Sumeria transaction history.