Sumeria customers can refer and be referred via a link or a code that anchors their relationship. Over time, this relationship can bring them exclusive benefits.
Referring
Referrals can be done by sharing a link from the app. It is accessible from the "Profile and settings" screen, then "Referral" (or by clicking here from a smartphone).
The recipient must have the application installed on their phone and create a user account if they don't already have one. Then they must click on the referral link they received from a smartphone.
A referral confirmation message will appear, with the conditions. They must agree to them to become a referee.
If a customer can refer as many customers as possible, a customer can only be referred to by a single other customer. Also, a customer who already refers someone cannot be referred in turn.
Track and manage Referrer <-> Referee relationships
The Referral screen can be used to track a referee's evolution, with the aim of assisting them if needed.
Getting referred
To get referred and become a referee, it is necessary to ask a Sumeria customer to send a referral message (see "Referring" above) and have the app installed on ones phone with a user account created. Then, the referral link received must be opened from a smartphone.
A referral confirmation message will appear, with the conditions. They need to be agreed to.
Current benefits
Cumulative benefits:
50% of the referee's monthly bonus
The referrer receives about 50% of the "Remunerated current account" bonus their referees receive, for 2 years following the creation of the Referrer <-> Referee relationship.
€10 each
From the moment the referee has made 5 payments (of minimum €5 each) at 5 different stores following their referral, referrer and referee each receive €10.
€20 or €30, each
- If the referee chose the annual Sumeria+ version, each of them will receive €20 (the benefit related to the Sumeria+ offer does not apply to those under 25, who receive a different discount for this version);
- If the referee chose the monthly or annual Black Card version or the combined Sumeria+ and Black Card offer, each of them will receive €30.
Referral reward payouts
The reward for the 5 card payments is credited 7 days after the last eligible payment.
For eligible offers, the reward is credited up to 2 weeks after the offer was subscribed to.
As for the reward on the current account interest the referee is earning, the referrer starts accumulating the equivalent of half of the referee's current account interest 1 month after the referee earned their first referral reward. The referrer earns the reward in the following month.
Example: if the referee receives their first reward (e.g., €10) on January 15, the referer will start accumulating their own reward in February, which will be credited in March.