Customers can use their Android phone to pay contactless in any store, using Google Pay.

Using Google Pay implies acceptance of the Sumeria General Terms and Conditions and the Google Pay Terms of Use. Sumeria cannot be held liable for any malfunction or service unavailability attributable to Samsung.

Why should I use Google Pay in-store? 

When paying contactless, using your phone ensures :

  • Security : every payment needs to be authorized thanks to biometric authentication or to a PIN code.
  • Efficiency : payment is made in less than a second. Users instantly receive a notification on their phone that sums up the transaction (amount, date, time).
  • Without amount limit : users can pay €1 or €1,000 using contactless mobile payments, unlike physical cards.

Security

The card number is never stored on the device nor transmitted to merchants at the time of payment.

After confirming the addition of the card to Google Wallet, no further authorization is required in Sumeria to authenticate a contactless payment made using the device on which the card was added.

Never share your card details or security code with anyone. No advisor will ever ask you to transfer funds or confirm an urgent payment. If in doubt, open the Sumeria app and access messaging to contact customer service. Learn more.

Setup

From the Sumeria app

Accessing the card details in the app allows the customer to add the card to Google Wallet on their device by clicking "Add to Google Wallet".

From the Google Wallet app

To add a card to Google Wallet, the customer must tap “Add to Wallet” from the Google Wallet app.

Customers can validate adding the card directly from the Sumeria app. They also have the option to add it using a code received via SMS.

From the card details screen, customers can set the card as their default payment method. This card will then be prioritized when making contactless mobile payments.

Paying in-store with Google Pay 

When making a payment, simply unlock your phone using a passcode, facial recognition, or biometric authentication (such as Face ID or Touch ID) and hold it near the payment terminal.

The debit is made to the account associated with the registered card, under the same conditions as a physical card payment. Learn more.

Payments initiated via Google Pay do not take into account the deactivation of online or abroad payment features.

Notifications

When making a transaction via Google Pay, customers receive two payment notifications on their device by default: one from the "Cards" app and another from Sumeria.

To avoid receiving duplicate notifications after a payment, customers can disable payment notifications from the "Cards" app to only receive those from Sumeria.

To manage payment notifications from the "Cards" app, customers must go to the "Cards & Apple Pay" settings screen. Under "Transactions," they can then turn off notifications.

Card Management

Customers can manage their cards in Google Pay by going to their Google Profile and selecting "Payment Methods." From there, they can choose a default card, add or remove cards, and manage their preferences. A removed card can be added again at any time.

The default card is the one that appears when the customer opens the "Cards" app on their device or wakes the screen when holding it near a payment terminal.

Removing a card from Google Pay does not close the Sumeria account nor disable the corresponding physical card.

Fees and Usage Limits

There are no additional fees for using Apple Pay. The standard card limits and conditions apply when using Apple Pay. Learn more.

Cancellation

Customers can cancel the Google Pay service at any time from the "Settings" menu in their "Cards" app.

Deleting this card will also remove its transaction history displayed in the "Cards" app. However, these transactions will remain in their Sumeria history.

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