With the black card, you benefit, in addition to the advantages of the classic card, from a simple and instant payment solution for all your current expenses with extended limits: extensive spending limits, insurance, concierge service and preferential customer service.
Black card exclusive benefits
For €9.90 a month, you benefit from:
- A black Visa Debit card : no fees incurred, be it in France or abroad ;
- Extended limits : spending limit of €25,000 per month, possibility of having 3 valid physical cards, greater number of ATM withdrawals ;
- Insurances : coverage for travel, winter sports, the means of payments and online purchases for clients and their loved ones ;
- Concierge service : via text message, to assist and treat them ;
- Sumeria customer service : by phone, booking required.
In addition, the card is :
- Smart. Customers can block it any time, right from the app. They can also control spending, turn on or off "contactless" payments, online payments, ATM withdrawals and transactions abroad.
- Multi-accounts. Customers can choose the account the card debits, at any time, from the account information. Tap here to learn more.
- Perfect for trips abroad. No fees incurred on payments and ATM withdrawals made abroad, within applicable limits.
Types of transactions
The card can be used to pay in-store anywhere in France and abroad and also to make ATM withdrawals worldwide (except countries blacklisted by OFAC).
If the balance is not sufficient, the payment will be declined. To top up your account, you can read this article.
Price and commitment
A 12 months commitment is applied for the subscription to the black card from the subscription date. You can choose to pay:
- Annually for €99 (that's 2 months for free compared to monthly payment) ;
- Monthly for €9.90 a month.
The offer is automatically renewed until you terminate the subscription from the “Sumeria offer” screen of the app.
Requirements to get the card
To be able to order and use the card, you must:
- Be at least 18 years old ;
- Reside in a country where Sumeria is available ;
- Have verified your identity.
We don't take into account your profession, your income, your banking status, the monthly payments on your account.
Unique card
From your second card order, you'll be able to customize your card by choosing two lines of text which will appear on the back. However, your first and last name will be inscribed on the front, with the numbers. You can take advantage of this option to get a truly unique card and differentiate it from your other cards. More information on the customization policy.