Exclusively reserved for Sumeria+ customers, the spending analysis tool is designed to support them in their day-to-day budget management. Accessible from the "Payments" screen, it offers simple, customizable charts that provide a quick and clear overview of spending patterns.
How the expense analysis works
The spending analysis is available to all Sumeria+ customers who have a card whether physical, virtual, or contactless. Presented in a graphical format, it focuses exclusively on payments made by card. Please note that transfers and direct debits are not included in this analysis.
A dotted line indicates the average card spending over the last five complete periods displayed.
Customizing your analysis
Customers can view their spending from previous weeks or months. By clicking on a column, they can access the detailed transactions for the selected period.
To personalize their analysis, customers can adjust the following elements:
- Accounts: Select the account(s) they want to view;
- Filters: Choose the spending category(ies) of interest;
- Period: Select the time scale for analysis—monthly or weekly;
- Recurring payments: Choose whether or not to include recurring payments in the analysis (such as Netflix or Spotify subscriptions, for example).
Accessing multiple views
Customers can click on the "+" icon to add multiple views. They can then edit the title of the new view, adjust the settings (accounts, filters, period, etc.), and the view is saved automatically.
Making the most of multiples views
Here are some suggestions for a comprehensive analysis:
- Compare monthly en weekly spending:
- Compare personal and joint account expenses:
- Compare expense categories:
